Blog - Premier Loans Canada

October 8, 2020

3 Best Ways to get a Fast Loan Sarnia Ontario When You’re Retired

Many pensioners believe they’re no longer eligible for a loan because they’re already retired. While it’s true that you’ll have a more challenging time qualifying for a loan, it’s not impossible. There are ways to get a fast loan Sarnia Ontario even when retired. Top 3 Loan Options for Retirees Get a Mortgage Loan: Retirement shouldn’t stop you from buying your dream home or investing in property. A mortgage loan utilizes the home you’re purchasing as collateral. If you already have a home but need a lump sum, you can try a reverse mortgage. This will provide you with income based on your home’s value. It will be paid back when the homeowner either moves out or dies. At this […]

October 7, 2020

Need Quick Cash? Here’s What You Should Know About Car Collateral Loans Nanaimo British Columbia

It’s not surprising to hear that thousands of people are scrambling to get financial assistance due to the current economic climate. Conventional lenders are a popular choice, but only if you have a good credit score. While not everyone can qualify for a bank loan, car collateral loans Nanaimo British Columbia are available to everyone. Here’s what you should know about them: Top 4 Facts to Know About Auto Title Loans The loan value isn’t the same as banks. You can borrow anywhere from $100 to $45,000 with title loans. It’s much lower than what you can get from banks as this loan depends on your car’s value. Most lending companies can only offer 25% to 50% of the vehicle’s […]

October 6, 2020

3 Best Ways to Find Customer Feedback About a Car Pawn Loan Calgary Alberta Company

A quick Google search will show you dozens of online lending companies in your area. While it helps you find a lender faster, the numbers make choosing a reliable company harder. One advice car pawn loan Calgary Alberta experts agree on is to check customer feedback. Here’s where you can find the reviews and ratings you need: 3 Best Places to Find Auto Title Loan Reviews Better Business Bureau: More widely known as the BBB, this is a nonprofit, independent group that aims to strengthen the relationship between businesses and consumers. The BBB analyzes customer feedback and complaints and rates how a specific company works. Businesses can respond to complaints and resolve the situation. BBB is one of the best […]

October 5, 2020

Top Vehicles to Use as Collateral for Specialized Car Equity Loans Charlottetown PEI

Specialized car equity loans Charlottetown PEI are a sensible and effective solution when you need cash fast. The application process is fast and simple. Even people with poor credit scores or are unemployed apply. It’s also easy to qualify for this loan since it essentially requires the borrower to be an adult, has their own car, and prove they can return the money. You can also improve your chances by using the following vehicles as collateral. What are the Best Vehicles to Use as Collateral? The majority of lending companies accept all types of vehicles as collateral. However, some lenders have specific preferences in terms of kind or model. The most popular collateral used is standard cars. Lenders like to […]

October 2, 2020

Auto Finance Edmonton Alberta Loan Mistakes: Tips on How to Avoid Them

Getting a loan is an exciting and daunting experience. Regardless of the type of loan you’re applying for, you must be careful and avoid making mistakes. A simple error might mean the difference between approval or rejection. Here are some tips on how to prevent mistakes and help you get an auto finance Edmonton Alberta. Tips to Avoid Title Loan Mistakes Prepare a Budget: This is the first step to getting a loan. You want to make sure that you have enough money for monthly payments. It will be costly otherwise. Whether you’re getting a mortgage or applying for a car equity loan, defaulting could lead to property loss or repossession. So before you start looking for a lender, go […]

October 1, 2020

3 Settings That Will Ensure Poor Credit Car Loan Cornwall Ontario Approval

Nothing increases a person’s blood pressure than an emergency or an unexpected bill. Fortunately, you don’t have to worry about your health or finances with a poor credit car loan Cornwall Ontario. Lenders specializing in this loan boast typically offer a simple and fast application process. However, there are certain settings that will ensure that your loan is approved. What Conditions Will Satisfy Loan Approval? You must be 18-years old or older. Whether you’re applying for a bank loan or a title loan, the borrower must be an adult. Legislation dictates that only people considered adults can be held liable for a loan. Lenders will not risk losing their investment by providing a loan to a minor. The borrower’s collateral […]

September 30, 2020

How to Get an Affordable Fast Loan Guelph Ontario When You Have No Credit History

Sometimes you need help in covering a sudden expense, like a medical bill, or to prevent a minor issue from turning into a large problem. A fast loan Guelph Ontario can resolve the issue quickly, but what if you don’t have a credit history yet? Here’s what you can do: 3 Ways to Secure a Loan with No Credit History Put Up a Collateral: Specialized car equity loans are ideal for people who have no credit history, poor credit scores, or are currently unemployed. However, you must pledge your car as collateral. Its equity will determine whether you can get a loan and how much. It’s in your best interest to use a vehicle that’s less than a decade old, […]

September 29, 2020

Easy Bad Credit Loan Regina Saskatchewan Rejection: Top Reasons a Lender Will Dismiss Your Application

A declined loan application can be stressful, especially if you were counting on it to help you out of a tight spot. While the rejection might sting a bit, it is not personal. There are good reasons why your easy bad credit loan Regina Saskatchewan was denied. It’s vital that you understand why your application was dismissed so you’ll know what to do next time. Top 3 Reasons Why a Title Loan Application is Denied Your equity is not enough to cover the loan. Title loans require the borrower to pledge their vehicle as collateral. It will act as security and if it isn’t valuable enough, the lender won’t want to invest in the borrower. Choose your collateral wisely. It […]

September 28, 2020

Why Hassle Free Car Loans Ajax Ontario are the Best Solution During Emergencies

You’ll never know when an emergency will strike, requiring you to spend money. While you can try borrowing money from friends or a bank, there’s no guarantee you’ll receive the help you need. People with reduced income or damaged credit will also have a harder time securing funding. Fortunately, hassle free car loans Ajax Ontario are available for everyone. Four Reasons Auto Title Loans are the Perfect Solution for Emergencies You get quick access to cash. Title loans are secured loans. Borrowers have to put up a car with enough value as collateral. This allows lenders to expedite the application and approval process. Because of this, you can get the money you need within a few hours. Poor credit scores […]

September 25, 2020

How to Apply for Two Bad Credit Auto Loans Barrie Ontario at the Same Time

It’s not unusual for people to find themselves needing extra cash. Maybe their monthly budget is not enough to pay all their bills, or they have a medical emergency. Bad credit auto loans Barrie Ontario are sensible solutions when you need instant funding. However, the loan amount depends on your collateral’s value so there’s a chance it won’t be enough for their needs. Can you have two title loans to your name? How to Get Two Title Loans Simultaneously It is possible to get two car collateral loans at the same time. However, you have to use two different vehicles. This secured loan is designed primarily for one collateral only. But if you own two cars that are both paid […]

September 24, 2020

3 Times a Special Financing Auto Loan Toronto Ontario Can Solve Your Problems

One of the best things about a special financing auto loan Toronto Ontario is that you can use it for anything. Its fast application process and low-interest rates have also endeared it to millions. Unfortunately, these benefits have also resulted in people borrowing money even when they don’t have to. To ensure you don’t end up drowning in debt, it’s best to consider using this loan in specific situations, like: Best Times to Apply for an Auto Title Loan Consolidating Debts at Low-Interest Rates: This is one of the best uses for this secured loan. With the right lender, you can secure a high enough loan to pay off your existing debt (ex. credit cards, hospital bills, student loan). You’ll […]

September 23, 2020

Applying In Person or Online: What’s the Best Way to Get Cash Using Your Vehicle Nanaimo British Columbia?

People who need quick cash have a lot more options going for them now than they did a decade ago. If you’re looking to get cash using your vehicle Nanaimo British Columbia, you can either visit your local lending company or apply online. But how will you know which option is best for you? Ask yourself the following questions: How to Determine the Best Way to Get a Title Loan Do you prefer personalized service? One of the key differences between applying online or in-person is the amount of personal interaction you’ll experience. For those who feel more secure with having a face and name connected with their application, a personal visit to the lender is a given. You might […]

September 22, 2020

Three Ways Online Car Pawn Loan Halton Hills Ontario Companies Differ from Traditional Lenders

The lending industry has come a long way this past decade. There’s a wider range of financial services being offered now, with online lending blazing a trail. The popularity of online loans has put them on the same level as banks and other conventional lending institutes. However, a car pawn loan Halton Hills Ontario is vastly different from a bank loan. Here’s why: What Sets Auto Title Loan Companies Apart from Other Lenders Online lenders typically focus on just one or two services. Banks are known for offering different types of loans, from mortgages to auto loans and SME loans. Online lenders usually focus on just one product, like a car equity loan, payslip, or personal loan. The application and […]

September 21, 2020

Why Bad Credit No Problem Auto Loans Markham Ontario are Your Best Bet in an Emergency

Today’s economy is stressful enough without adding emergencies or sudden expenses to the mix. Unfortunately, this is what thousands of people faced every day. The lucky ones might have savings to fall back on while others can try for a bank loan. But for those who’ve been laid off or struggling to make ends meet, bad credit no problem auto loans Markham Ontario are the perfect solution. Here’s why: Top Reasons Auto Title Loans are the Answer to Your Money Needs Minimal Risk: Title loans are secured loans because there’s collateral involved. Borrowers have to pledge their car to the lending company. The car equity will cover the loan and provides some security to both the lender and the borrower. […]

September 18, 2020

What’s the Best Way to Get Approved for an Easy Bad Credit Loan Saskatoon Saskatchewan When Using an Old Car?

Vehicle title loans have become a crucial element in the lending industry. One of the key requirements of this loan is a car with enough equity to act as collateral. The lender will also demand that it has a clean title and is well maintained. The car’s age can also affect approval as most companies want a relatively new model. But that doesn’t mean you can’t use an old vehicle to get an easy bad credit loan Saskatoon Saskatchewan. How to Get a Title Loan Using an Old Car Take good care of the vehicle. Every car owner knows it’s important to take care of this particular investment. Not only will it keep them safe, but it will also help […]

September 16, 2020

How to Build Your Credit and Get a Refinance Car Loan Toronto Ontario Effortlessly

How to Build Your Credit and Get a Refinance Car Loan Toronto Ontario Effortlessly Anyone can qualify and apply for a refinance car loan Toronto Ontario. It’s safe to say that many people choose this loan because they have poor credit scores and are not qualified for a bank loan. But regardless of why you need a loan or even if you should get a loan, it’s always a good move to build your credit. Here are pointers on how to do this: 3 Best Ways to Build Your Credit Score Utilize your credit cards wisely. A credit card is a good way to build your credit rating. Use your cards regularly but try to keep the balance low. Some […]

September 16, 2020

Guideline to Getting the Best Rates in Car Collateral Loans Ajax Ontario

Auto title loans are very different from conventional loans. For one, they are considered secured loans because the borrower has to put up collateral. As the name implies, it’s the car’s title. Car collateral loans Ajax Ontario have also gained prominence and acceptance this past decade, which has resulted in thousands of online lenders popping up. Here’s what you can do to ensure you’ll always get the best rates: How to Get the Best Title Loan Deals Choose wisely and get detailed quotes. Borrowers are spoiled for choice as a quick Google search can reveal dozens of lenders in your area. Check what both online companies and lenders with physical offices can offer. Make sure you demand detailed quotes so […]

September 14, 2020

Valid Reasons for Getting a Bad Credit Score Auto Loan Surrey British Columbia

No one wants to get in debt, especially now that the pandemic has made economies around the world tenuous. Unfortunately, the situation we’re in now has resulted in more people asking about title loans. While you can use this loan for anything, It’s in your best interest to only apply for a bad credit score auto loan Surrey British Columbia when you really need it. Top Reasons for Getting an Auto Title Loan There’s an emergency. A title loan is a sensible, and sometimes the only, solution when you’re faced with an emergency. Bank loans take a long time to process. But with a title loan, you can apply and get approved in four hours or less. You can even […]

September 14, 2020

Why Bad Credit Loans Red Deer Alberta are Important During the Pandemic

Auto title loans have gained acceptance and even prominence this past decade. Millions of people have turned to these secured loans during emergencies and unforeseen expenses. And in light of the pandemic we’re currently in, bad credit loans Red Deer Alberta have become even more crucial. Reasons Title Loans are Necessary Now They’re available to everyone. Specialized car equity loans don’t require borrowers to have excellent credit scores. Lending companies only ask for collaterals with enough value to cover the loan. Even those with poor credit scores or have no credit history can still apply. People who are unemployed or retired can also qualify if they have an alternative source of income. The application process is fast and easy. While […]

September 11, 2020

What to Do If Lender Demands Advanced Payment for Bad Credit Score Auto Loan Charlotteville PEI

An emergency or an unexpected expense is stressful, especially if you don’t have enough money to cover it. While there are several loan options available to you, the pressure might cause you to make the wrong decision or to give in to the lender’s demands in exchange for approval of your bad credit score auto loan Charlotteville PEI. One red flag to watch out for is a demand for advance payment before you even receive your loan. Should I Make an Advanced Payment? No. You must never make an upfront payment when you get cash for car. For one, you’re getting a loan because you need money, so this particular demand makes no sense at all. A lending company requiring […]

September 10, 2020

Looking for a Quick Car Loan Stratford Ontario Company? Here are 3 Suggestions for Picking the Best One

There are times when you’re facing an emergency but running low on funds. This could be the perfect time to apply for an auto title loan. It’s a secured loan based on your collateral instead of your credit rating, making it a sensible option for many borrowers. Its popularity means you’ll have numerous companies to choose from. You just need to know how to choose the best quick car loan Stratford Ontario for your needs. 3 Suggestions for Selecting the Best Lender Don’t rush your search. Haste makes waste, and this is especially true with no credit check car loans. Take the time to do things properly even if you’re facing an emergency. Go online and choose several lenders that […]

September 9, 2020

How to Avoid Exorbitant Fees When You Get a Special Financing Auto Loan Kelowna British Columbia

Given what’s happening around the world now, it’s not surprising that more people are getting title loans. You can use a special financing auto loan Kelowna British Columbia to pay for just about anything. All you need is a vehicle with enough equity. However, you might be saddled with exorbitant fees if you’re not careful. Here’s what you can do to avoid experiencing this: Three Tips to Avoid Paying Costly Fees Study what rates lenders usually offer. One way not to be burdened with high fees is to know the appropriate rates and payments. Always do your due diligence before applying for any loan. Get preapproved with several lenders. You can use the information to compare what each one is […]

September 8, 2020

Fast Loan Thunder Bay Ontario Quandary: Four Situations a Secured Loan is Your Best Option

Millions of people have used auto title loans for numerous reasons, from expanding their business to getting a medical procedure or going on a dream vacation. But this loan isn’t exactly cheap, and you will be risking your car. It’s better to get a fast loan Thunder Bay Ontario as a last resort. Best Situations for Getting a Title Loan You need the money now. This is the ideal loan to use if you’re facing an emergency. A bank loan takes weeks for your application to be processed. But title loan applications can be done in less than an hour and the cash released within the day. You are still working on improving your credit score. You’re automatically disqualified from […]

September 7, 2020

Top Bad Credit Score Auto Loan Niagara Falls Ontario Terminologies to Keep in Mind

Bank loans and title loans might be as different as night and day, but they share similar terminologies. As a responsible borrower, it’s your responsibility to understand the terms and definitions used in financial transactions and contracts. It will allow you to understand the process and ensure your decision was made with all the facts on hand. Here are the terminologies you should remember when applying for a bad credit score auto loan Niagara Falls Ontario. Top Loan Terms to Remember Credit Score: A rating that determines the individual’s reliability and creditworthiness. This number is used to specify interest rates and loan amounts. Co-Borrower: An individual who will take out a car pawn loan with you and who has equal […]

September 4, 2020

Borrowing Money? How Pawnshops, Banks, and Car Equity Kelowna British Columbia Loans Differ

Are you thinking of borrowing money? There is good and bad news about that. The good news is you have several avenues open to you. You can apply for a bank loan, pawn a valuable, or use your car equity Kelowna British Columbia to get cash. The bad news is, you’ll have to find the right option, or you’ll be up to your neck in debt. Which one should you choose? Banks vs Pawnshops vs Title Loans The most common places you can legally borrow money are banks, pawnshops, and title lending companies. Banks are the best source of credit. They offer numerous products and borrowers can secure large amounts of credit. However, they’re very strict with their requirements. Your […]

September 3, 2020

Can I Use a Car That’s Not Running as Collateral for a Special Financing Auto Loan Sault Ste. Marie Ontario?

Auto title loans have worked for millions of people because they’re easy to get, convenient, and you can receive the money you need within the day. A special financing auto loan Sault Ste. Marie Ontario is also open to everyone, regardless of their credit scores and employment status. As long as you have a car that can be used as collateral, you will qualify. But what if the vehicle in question isn’t running? Can I Use a High-Value Collateral That’s Not Working? An auto finance loan revolves around your car, specifically its value. Your loan amount depends on the equity you have on it. This value is determined by the lender once an inspector evaluates the collateral. They will consider […]

September 2, 2020

How an Easy Bad Credit Loan Dartmouth Nova Scotia Can Help Your Small Business Survive the Pandemic

Countless businesses have suffered during the pandemic as offices were shut down and constraints placed on manpower. It doesn’t matter if you have a good-sized company or you’re an entrepreneur working with five people, keeping your business afloat is a challenge. Luckily, you can always rely on an easy bad credit loan Dartmouth Nova Scotia. Ways a Title Loan Can Help Your Small Business Survive Funds are available quickly. One of the biggest challenges companies face today is finding the money to pay workers or purchase materials. Title loans ensure you get the assistance you require when you need it. With a simple application process and fast approval, you can get the funds you need within a few hours. Your […]

September 1, 2020

Is There an Ideal Time to Get Cash for Car London Ontario? Situations That Can Benefit from a Fast Loan

People know they can get cash for car London Ontario anytime. They don’t even have to surrender their vehicle to the lending company when they apply for a title loan. It doesn’t mean you should get a loan whenever you’re short of cash though. After all, there’s a risk you’ll lose your car if you miss payments. It’s why you should carefully choose when to get a loan. Ideal Times to Apply for an Auto Title Loan During Emergencies: The best time to get a title loan is when you need fast cash, like during an emergency or an unexpected expense. The loan’s quick approval process ensures you can get the money you need in a few hours. When Credit […]