Blog - Premier Loans Canada

February 17, 2020

3 Suggestions for Getting a Car Equity Loan Calgary Alberta Without Any Hassle

More and more people are using their car equity Calgary Alberta to get a loan. It’s not hard to understand why. It’s easier to qualify for title loans, the requirements and simple, and approval is fast. However, there’s no guarantee that your loan application will be accepted. After all, there’s no such thing as 100% approval. But there are steps you can take to improve your chances. Suggestions for a Hassle-Free Title Loan Application Verify that the lending company is legit and licensed. Regulations about car collateral loans differ per state. You want to check first that your city allows for this loan to be offered, and if it is, for the lender is licensed to operate. You don’t want […]

February 13, 2020

3 Things Lenders Consider Before They Approve Car Pawn Loan George British Columbia

There are times when a person has an emergency or finds themselves in a financial bind without any extra cash to tide them over. In these instances, a car pawn loan Prince George British Columbia can be their last hope. This secured loan is open to anyone, regardless of their credit standing or employment status. But there are things that a lender considers before they approve a loan application. 3 Things Lenders Check Before Approving a Title Loan Bad credit auto loans are considered secured loans because the applicant must provide collateral. With this loan, the collateral is your vehicle, but what you’ll be surrendering to the lending company is the title. The collateral will determine approval and how much […]

February 13, 2020

3 Factors That Will Convince Car Equity Surrey British Columbia Lenders to Approve Your Auto Title Loan

Vehicle title loans are a great solution if you’re stuck with money problems or are facing an emergency. Qualifying and applying for this loan is much simpler than getting a bank loan. That doesn’t mean you’ll get the approval you need. But there are factors that will help convince lenders to give you a loan based on your car equity Surrey British Columbia. Factors That Will Help You Get Approved for a Title Loan You’re an adult. You have to prove that your 18-years-old or older when applying for a title loan. This is because the law mandates that only people who are legally adults can be held liable for loans. Minors can’t be compelled to pay off a loan. […]

February 12, 2020

How Can I Find the Best Lending Companies for Cash for Car Toronto Ontario?

Unexpected expenses or medical emergencies are a fact of life. It’s why we should always strive to have a little nest egg. That’s easier said than done though. If your savings aren’t enough, you can always try to get cash for car Toronto Ontario. You’re probably thinking where you can find lenders offering this service. Here are our suggestions. How to Find the Best Title Loan Companies Nothing comes close to the internet when you’re looking for something, whether it’s a long-lost friend, the perfect cheesecake recipe, or the best title lending companies around. You’ll be surprised to know that, like cake recipes, there are millions of online lenders. You can easily qualify and apply for a loan online. What’s […]

February 11, 2020

3 Key Details About Car Collateral Loans Windsor Ontario You Should Always Remember

A trip to the ER or a sudden bill can ruin your budget or find you scrambling to secure the necessary cash. Luckily, there are several options available to you when this happens. You can swallow your pride and borrow money from family and friends or look for a second job. But for millions of people, car collateral loans Windsor Ontario are the best solutions. Here’s what you need to remember about this secured loan. 3 Key Details About Title Loans to Remember It’s banned in some states. It’s vital that you check your local government’s stand on title loans. While some regions allow lenders to offer this loan, some states don’t. Regulations and interest rates also vary per city […]

February 10, 2020

What do These Poor Credit Car Loan Saskatoon Saskatchewan Terms Mean?

Not everyone is financially savvy. If you’re one of those who only have very basic knowledge about loans and financial services, then you should make an effort to have a clear understanding of their must-know terms. It will help you navigate the conditions of your poor credit car loan Saskatoon Saskatchewan. Definitions of Common Title Loan Terms Interest Rate: This is the percentage that will be charged to your loan’s balance every payment period. It’s the “expense” that you’ll pay for the loan. The higher the rate is, the more expensive the loan becomes. Most title loans have a fixed interest rate, which means it won’t change. Monthly Payment. This is the amount you’ll pay the lender each month. It’s […]

February 7, 2020

When is the Best Time to Secure a Refinance Car Loan Charlottetown PEI?

You should consider yourself lucky if you have a car when you’re in financial trouble. You can use it to apply for a refinance car loan Charlottetown PEI. With this secured loan, you can get the money you need immediately. All you need to do is provide collateral, like your car’s title. While your car’s equity will determine how much you can borrow, there are times when you’ll be able to secure a higher loan. When is the Best Time to Get a Title Loan? There are a number of times wherein a title loan is the best option available. For instance, you have a medical emergency and it’s not covered by your insurance. Minimum credit score loans are renowned […]

February 6, 2020

Tips to Rebuild Your Credit Score and Improve Your Fast Loan Prince George British Columbia Chances

Having a healthy credit score is advantageous. Unfortunately, there are instances that push your rating down. Maybe you went through a period of unemployment or made a wrong business decision. The good news is you don’t have to remain stuck with a bad credit rating forever. There are things you can do rebuild your standing. It’s actually something you should do as a good credit score will help you get a fast loan Prince George British Columbia. Tips to Rebuild Your Credit Score Pay all your bills on time. This is one of the best ways to rebuild your credit. Your payment history is crucial in improving your score. Make sure you don’t fall behind on your payments as delays […]

February 4, 2020

Pros and Cons of Using Challenged Credit Auto Loans Norfolk Ontario to Fund Your Startup

Startups have become popular these past few years. While there have been the vaunted unicorns, many startups fail because of a lack of funds. It’s not any different from other companies in this regard. You have several options if you find yourself in this situation. You can either sell off your inventory or other assets, or you can apply for challenged credit auto loans Norfolk Ontario. If you choose the latter, you should know the pros and cons of using title loans. Pros and Cons of Using Title Loans for Your Startup As with any loan, there are benefits and drawbacks to it. You need to know both so you can make an informed decision. When it comes to the […]

February 4, 2020

Can I Get a Bad Credit Score Auto Loan Kawartha Lakes Ontario Even Without a Bank Account?

Auto title loans are unique. People can get these loans by using collateral, which in this case is the car’s title. The lending company will act as a lienholder and will hold on to the document while the loan is still active. However, many prospective borrowers are confused as to whether they also need a bank account to qualify for a bad credit score auto loan Kawartha Lakes Ontario. Do I Need a Bank Account to Get a Title Loan? No, you don’t need to have a bank account. Specialized car equity loans are considered as secured loans because of the collateral. This makes it easier for borrowers with a low credit score or who have been bankrupt in the […]

February 3, 2020

Applying for Car Equity Loans Ajax Ontario Online or In Person: Is there a Difference?

An auto title loan is one option available to you if you need cash fast. The loan can be used for any reason, whether it’s to pay for a medical bill or to tide you over until your next paycheck comes through. Qualifying for this loan is easy as long as you have enough car equity Ajax Ontario. You can also apply for this loan personally or online. But which one is better? Is there even a difference? What’s the Best Way to Apply for Title Loans? There are pros and cons to applying for car collateral loans online or face-to-face. When you weigh them against each other, you’ll realize that there’s really not much of a difference between the […]

January 31, 2020

Bad Credit No Problem Auto Loans Barrie Ontario Explained

More Canadians are turning to bad credit no problem auto loans Barrie Ontario during times of emergencies or financial distress. While conventional loans remain the top option, some people can’t secure a bank loan because of poor credit scores or not having enough credit history. Title loans can provide much-needed assistance quickly. But as with any loan, you should do your due diligence and have out everything you can before making any decision. How Does This Loan Work? Once you’ve done your research and selected the lending company that you think is best for your needs, you can approach them and state your intent to apply for a fast loan. The company will start the process and will request specific […]

January 30, 2020

3 Steps You Can Take When You Have Problems with Your Car Pawn Loan Nanaimo British Columbia

Your car is one of the biggest investments you’ll ever make in your life. There might come a time when you have to put it up as collateral and get a car pawn loan Nanaimo British Columbia. You still retain physical possession of your car, but the title will be in the hands of the lender. It’s all good, right? But what if you’re having problems paying off the loan? Steps to Take When You Need Help with a Title Loan Talk to your lender. This is the first and probably most important step you can take. Be honest with the lending company and discuss your current situation. Explain why you’re having difficulties with your budget. Lenders will appreciate the […]

January 29, 2020

Reasons to Use Hassle Free Car Loans Halton Hills to Expand Your Small Business

Owning your own small business is both a blessing and a challenge. At some point, you’ll be thinking of spreading your wings and trying for more success. You’ll need capital for that, and many entrepreneurs have turned to hassle free car loans Halton Hills to secure the funding they need. Here’s why: Top Reasons to Use Title Loans to Expand Your Business Fast Application and Approval: Title loans are known for their simple application procedures and quick approvals. The collateral the borrower puts up cuts down on a lot of verifying time. Since the loan is secured, lenders don’t have to check credit scores anymore. No Worrying About Credit Scores: Your credit standing is not a major factor in determining […]

January 28, 2020

Why Cash for Car Ottawa Ontario Lenders Inspect Vehicles Before Approving Loans

There are a few requirements you need to fulfill before you can get cash for car Ottawa Ontario. One of these is a vehicle inspection. You will be asked to either bring your car to the lender’s office or email photos of the collateral. There are good reasons for this, so read on to find out. Why Title Loan Companies Inspect Cars Lending companies check the cars being used as collateral to verify the loan’s accuracy, to determine the value of the car and the refinance car loan amount, and to ensure the vehicle is in good working condition. Because title loans utilize the car’s title as the collateral, its market value will be a deciding factor when estimating the […]

January 27, 2020

A Quick History of the Special Financing Auto Loan Chilliwack British Columbia

Auto title loans have helped millions of people around the world manage emergencies and unexpected expenses. But have you ever wondered who designed the special financing auto loan Chilliwack British Columbia or when it was first used? Read on to discover a brief history of this loan. Title Loans: How It All Began According to research conducted by the Consumer Federation of America and the Center for Responsible Lending, title loans first became popular in the financial sector in the 1990s. It’s similar to payday loans in the sense that it provides people who can’t secure a traditional loan a chance to receive financial assistance. Title loans do this by getting a loan against their car’s title. It can be […]

January 24, 2020

Why More People are Getting No Credit Check Car Loans Kamloops British Columbia

Many Canadians have heard of no credit check car loans Kamloops British Columbia. These secured loans have helped out millions of people around the world meet emergencies or assisted in getting them out of financial problems. Read on if you’re wondering what this loan can do for you. Benefits of Getting a Title Loan Specialized car equity loans have become popular with Canadians because they’re great for securing the cash you need when you need it. A bank loan usually takes months as the application process can be long and tedious. Traditional lenders will have to check your employment status, credit score, and credit history. That’s not counting any red tape you might encounter. With a title loan, you can […]

January 23, 2020

Why Inspections are Required for Car Collateral Loans Barrie Ontario

Thanks to its minimal requirements, easy application, and quick approval process, title loans have gained prominence. While the presence of collateral is a major factor, it doesn’t guarantee approval. It’s because car collateral loans Barrie Ontario require a vehicle inspection. Why are Vehicle Inspections Vital in Title Loans? Title loans are considered secured loans because of the collateral. The borrower should own a vehicle that’s lien-free and with a clean title. The collateral acts as security for both the lending company and the borrower. Auto finance loans are usually about 50% of the vehicle’s total value. It’s not surprising that the lender would require that the car is inspected beforehand. It’s one way to ensure that it can cover the […]

January 22, 2020

How do Auto Finance Loan Surrey British Columbia Companies Safeguard Their Investment?

Tens of thousands of Canadians have received much needed financial assistance from companies offering auto finance loan Surrey British Columbia. This secured loan is easy to apply for and the collateral involved means even those with poor credit scores or are underemployed can apply. But how does the lender protect its investment when even high-risk borrowers are welcomed? Ways Title Lending Companies Safeguard Their Investment Title lending companies take a lot of risk to help people out of their financial difficulties. It’s why they have taken several measures to protect themselves. One way is by keeping a copy of the car’s title. This gives them something to hold on to during the duration of the poor credit car loan. Repossession […]

January 21, 2020

Easy Bad Credit Loan Newmarket Ontario Mistakes You Shouldn’t be Doing Anymore in 2020

Getting a loan can be a frustrating, overwhelming, and stressful process. After all, most of us only know the essentials when it comes to financing. It’s why millions of borrowers make mistakes that they’re not even aware of. Loans can affect your future, so it’s vital that you get the best deal for you. To ensure that happens, learn how to avoid these mistakes when securing an easy bad credit loan Newmarket Ontario. 3 Loan Mistakes You Should Avoid Deciding Quickly. Many borrowers feel they should decide immediately, especially if it’s an emergency. While time is sometimes a critical factor, you can make costly mistakes if you just decide at the spur of the moment. Take a breath and look […]

January 20, 2020

4 Signs of a Good Online Company for a Refinance Car Loan Mississauga Ontario

A refinance car loan Mississauga Ontario is a great way to secure extra funds when you need cash quickly. However, the wrong lender can make what should be a positive experience into a frustrating one. To ensure you don’t experience that, look for these signs of a reliable lender. Signs of a Trustworthy Lending Company Years of Experience. It’s vital that you choose a company that has been around for years. These companies understand the industry and typically have a stable of professionals who can navigate and assist you with loans, payments, and interest rates. Flexible and Understanding. Most borrowers want to pay their loans on time, but the unexpected sometimes happens. These can make repaying the loan more challenging. […]

January 16, 2020

How to Check if a Refinance Car Loan Vaughan Ontario Company is Legal

Canadians are spoiled for choice when it comes to title loans. You can literally find thousands of lending companies online. Unfortunately, there will be wolves among them. Here are three ways you can verify that the refinance car loan Vaughan Ontario you applied for is legit. How to Check if a Title Lending Company is Legal Verify Payment Requirements: Ask what kind of payment method they prefer and if they require advance payment. Walk away if they say yes to the latter. Trustworthy lenders don’t ask for upfront payment. They will disclose any corresponding fees early on in the application process. And any fees will be settled once the loan has been released. Ask a Professional to Review the Contract. […]

January 15, 2020

4 Advantages Car Collateral Loans Ajax Ontario Have Over Other Loans

There will come a time in your life when you need extra cash and you need it fast. Maybe you have a project in school, or you need to buy medicines but don’t have extra money. Car collateral loans Ajax Ontario are one the easiest and most convenient ways to secure the funds you need. There are also other advantages to this loan. Read on to find out. Advantages of Title Loans Over Traditional Loans Stress-Free Application Process. Title loans are known for their streamlined application and fast approval process. Many companies prefer conducting the whole application process online, including vehicle inspections. You don’t have to drive to the lender’s office as you can do everything in the comfort of […]

January 15, 2020

3 Frequently Asked Questions About Bad Credit Loans Calgary Alberta

Auto title loans can provide you with access to much-needed credit in case of an emergency or an unexpected expense. While this loan has risen in popularity and has been used by millions of people, there are still a lot of questions surrounding it. Here are some of the usual questions about bad credit loans Calgary Alberta. 3 Frequently Asked Questions About Title Loans What details should I provide? Lenders will ask you to submit several government issues IDs, a clean car title, proof of residence and income. You can submit copies of your payslips. But if you’re currently unemployed, you can present any proof that you receive money regularly. For example, you can show your pension or disability slips. […]

January 14, 2020

How to Improve Your Chances of Getting a Car Pawn Loan Surrey British Columbia in 2020

Applying for a car pawn loan Surrey British Columbia is easy. Because there’s collateral involved, many people mistakenly believe they’ll be approved automatically. There’s no such thing as 100% approval though. There remains a slim chance that your application will be denied. The trick is how to ensure this doesn’t happen to you. How to Improve Your Chances of Securing a Title Loan Choose the right lender for you. There are thousands of online title lenders in business now. Don’t make the mistake of applying at the first lender you see or the one nearest to you. Do your due diligence. Some companies only lend to those with high credit scores while others look beyond that. Consider having a co-borrower. […]

January 13, 2020

3 Ways to Stay on the Good Side of Your Cash for Car Surrey British Columbia Lender

Millions of people have turned to loans to help them weather financial problems. But you should always make sure that you never miss a payment. It will keep you on the lender’s good side. After all, you might need to get cash for car Surrey British Columbia again. But what if you’re struggling to make payments? Read on to find out what you can do to keep a good relationship with your lender. How to Have a Good Relationship with Your Lender Always keep communication lines open. Lending companies will appreciate it if you are open and honest with them. Aside from paying on time, you should also be responsible enough to inform your lender if you will be late […]

January 10, 2020

How to Get Approved for a Car Pawn Loan Niagara Falls Ontario Even with a Poor Credit History

Good credit history will provide you with numerous advantages. However, it’s not easy to build or maintain good credit. It’s even harder to repair if your rating goes down. A poor credit score and history will make it harder for you to get approved for a bank loan. Fortunately, you can get a car pawn loan Niagara Falls Ontario even if you have less than stellar credit. Read on to find out how. How to Get Approved for a Loan Even with Poor Credit Make a list of companies. Go online and look for lenders near you. Come up with a list of five or more companies. Don’t just settle with the first one you see or the closest one […]

January 9, 2020

How to Get Fast Loan Red Deer Alberta Without a Bank Account

People typically get loans from banks and other conventional lenders. Securing a loan from these companies can be a challenging and frustrating endeavor. There are multiple requirements, one of which is a bank account. But what if you don’t have one? How will you be able to get a fast loan Red Deer Alberta? How to Get a Loan Without a Bank Account Don’t lose hope if you’ve been denied a loan or have no bank account. You can still get one, but it will have to be the secured kind. This type of loan requires that you put up collateral, whether it’s your house or your car. A poor credit car loan is a great example of a secured […]