Blog - Premier Loans Canada

November 12, 2019

3 Ways to Get Poor Credit Car Loan Kawartha Lakes Ontario Even if You’re Unemployed

There will instances in your life when you’ll find yourself without a job. Maybe the job market is rubbish or you’re in-between gigs. Whatever the reason, a poor credit car loan Kawartha Lakes Ontario can help you with your finances until things become more stable. Here’s how: How to Get an Auto Loan if You Don’t Have a Job Offer high-value collateral. Title loans require borrowers to put up collateral. It will act as security for both the lender and the borrower. Loan approval and the amount that you can borrow will depend on the collateral. A high-value vehicle will help stack the odds in your favor and will also help you get a higher loan amount. Look for a […]

November 11, 2019

Cash for Car Loans Surrey British Columbia: Are You Required to Appear Before the Lender?

Consumers today are so lucky. They have more options available to them if they find themselves needing extra cash. An auto title loan is one such option. This secured loan is easy to qualify for, as you essentially just need a lien-free title, proof of residence, government-issued IDs, and proof of employment. But does it also require that you make a personal appearance at the lender’s office before you can get cash for car Surrey British Columbia? Do You Need to Make a Personal Appearance? There are two ways to apply for a title loan. You can go to the lender’s physical office or conduct your business online. The former entails going to the lending company’s headquarters to fill up […]

November 6, 2019

Best Methods for Choosing a Reliable Company for Special Financing Auto Loan Mississauga Ontario

The past few years have seen title loans gain acceptance and regard from the general public. Now there are thousands of lenders offering this kind of secured loan. With so many special financing auto loan Mississauga Ontario, companies in existence, how will you know which one to choose? Best Methods to Choosing a Title Loan Company Put some effort into your research. You need all the facts in order to make a good decision. So take the time and make the effort to research different lenders. Ask different companies for quotes and their contract terms and compare them. Don’t just choose the one closest to you or the company that made the first offer. You should also verify if they’re […]

November 6, 2019

How to Maintain Good Credit Score and Get Cash Using Your Vehicle Waterloo Ontario

Having a positive credit score is important. It can open a lot of doors for you, from availing discounts to securing a mortgage. A good credit score will also go a long way in helping you get cash using your vehicle Waterloo Ontario. So how can you maintain good credit? 3 Ways to Keep a Good Credit Score Keep debts at a manageable level. Your credit score goes down with every debt you acquire. The more money you owe, the lower your score. And while no one can really be free of debt, you can keep it a manageable level. It will reduce the stress on you and your finances, and will also boost your chances of getting a car […]

November 6, 2019

3 Things Loan Specialists Look for When Choosing a Company for Car Pawn Loan Charlottetown PEI

There are times when you need some quick cash. Maybe there’s an emergency or you find yourself with an unexpected bill. Whatever the reason, a car pawn loan Charlottetown PEI, can help you find your footing again. The challenge is how to find a lending company that’s reliable and won’t take advantage of your situation. Here’s what loan experts usually look for in a lender. 3 Things to Look for in a Good Title Loan Company Long years of service. Being in business for five years or more is a good sign in the lending business. It means the company is stable and has secured enough clientele to keep it running. Be wary of newly opened businesses or companies that […]

November 5, 2019

Can I Get Two Specialized Car Equity Loans Edmonton Alberta at the Same Time?

Millions of people have turned to specialized car equity loans Edmonton Alberta during emergencies or unexpected bills. These loans are easy to qualify for and boast of a fast application process. Borrowers can even get the money they need several hours after applying. But this loan depends on your collateral’s value. So, what if one loan is not enough for your needs? Can you get apply for two loans? Can I Apply for Two Loans Simultaneously? No, you cannot. You technically can’t apply for two minimum credit score loans simultaneously using the same car as collateral. It’s because you’ll be surrendering your vehicle’s title to the lender once the loan has been approved. It will serve as security for both […]

November 4, 2019

Why are Vehicle Inspections Crucial to Challenged Credit Auto Loans Surrey British Columbia?

Challenged credit auto loans Surrey British Columbia have endeared themselves to millions of people because of its easy application process and reduced requirements. You can also get the financial assistance you need within the day. It’s what makes this loan ideal for emergencies. But one thing that can make or break your application is vehicle inspection. Why are Car Inspections Important in Title Loans? No credit check car loans are considered as secured loans by virtue of the collateral the borrower has to provide. While your car serves as a security, it’s the title of ownership the lender will hold on to. It’s why you should ensure you only give a clean title. Your loan will also depend on the […]

October 31, 2019

Top 3 Tips to Avoid Paying Extra for Bad Credit Loans Calgary Alberta

It’s easy to see why millions of people chose to apply for bad credit loans Calgary Alberta when they have a financial problem. These loans are easy to qualify for and have a fast approval process. But because people usually turn to them during an emergency, there are some who just accepted the first offer that came along and ended up paying more than necessary. Here’s what you can do to avoid that trap. Tips to Avoid Paying More than Necessary for a Title Loan Study the interest rates carefully. Make sure you scrutinize every detail about the interest rates and the terms offered by the lender. This will prevent you from being caught off-guard by exorbitant fees. Don’t let […]

October 30, 2019

How Long is a Typical Car Pawn Loan Burlington Ontario Contract?

Auto title loans have helped millions of people out of a financial pickle. These loans are designed so that even people with poor credit scores or who are underemployed can get the monetary assistance they need. But one thing you should remember is that title loans are short-term loans. The question now is whether you can manage to pay off a car pawn loan Burlington Ontario within a few months. What’s the Standard Duration of a Title Loan? Title loan contracts are usually for 12 to 24 months, but they can be extended to as long as 36 to 48 months. There are even lending companies that offer terms as short as one to six months. The duration of your […]

October 29, 2019

3 Vital Terms You Should Never Forget about Special Financing Auto Loan Kamloops British Columbia

Vehicle title loans have helped millions of people recover from a financial pickle. This secured loan has gained popularity because of its easy qualifying and approval process. The collateral offered also means that even borrowers with poor credit scores can apply. While a special financing auto loan Kamloops British Columbia stands apart from conventional loans, the key terminologies remain the same. You should make sure to never forget them. 3 Lending Terminologies You Should Never Forget Annual Percentage Rate (APR): A word that often appears in conversations about loans, credit cards, mortgages and the like, an APR is simply what the borrower will be paying annually for the loan. The APR is typically higher than regular interest rates since it […]

October 28, 2019

3 Things That Set a Good Car Finance Loan Company Apart from Other Lenders

Title loans have helped tide over millions of people. They’re a type of secured loan that requires collateral. It’s also easy to qualify and apply for car finance loan Markham Ontario. The presence of a collateral makes it possible for people with poor credit to avail of this loan. Because of its popularity, there are thousands of lenders offering this loan online. But how can you be sure you’ve picked the right lending firm? Things That Sets a Good car finance lender Apart from the Others Experience and Expertise: The savings and loans industry is very competitive, and only a company that knows what they’re doing can survive. You’ll do well to look for a firm that’s been established for years. […]

October 25, 2019

Why Do Car Equity Thunder Bay Ontario Lending Companies Demand Vehicle Inspections?

Aside from providing collateral, one of the other requirements when applying for a title loan is a vehicle inspection. Some lending companies require the borrower to present their car for evaluation at one of their branches. But many online lenders can do the assessment without needing to see the car in person. There are several reasons why lenders need to check car equity Thunder Bay Ontario. Why do Title Lending Companies Inspect Cars? Title lending companies need to inspect the proposed collateral to determine how much they can lend the applicant. It is also their way to check that the vehicle is in good working condition. After all, the car is used as security for this fast loan, so the […]

October 24, 2019

3 Features That Make Specialized Car Equity Loans Nanaimo British Columbia Unique

Not all loans are created equal. Each loan is categorized based on its use or preferred client-based. Specialized car equity loans Nanaimo British Columbia, are geared towards borrowers with poor credit. There are other factors that make set these loans apart from conventional loans. 3 Features That Make Auto Title Loans Unique Credit scores are not a requirement for qualifying for a loan. Unlike its traditional counterpart, a title loan does not put a lot of weight on the borrower’s credit score. It’s because the collateral involved will be used as security for the loan. This minimizes the risk between the borrower and the lender. It also ensures that applications are processed quickly. Auto lending companies are usually locally owned. […]

October 22, 2019

Can You Apply for Quick Car Loan Surrey British Columbia with a Title That’s Just Been Signed Over to You?

You have several options available to you if you’re in a financial pickle and need extra cash. You can always borrow from friends or family, pawn some valuables, or apply for a quick car loan Surrey British Columbia. The latter requires that you have your own car with a lien-free title. But what if you just inherited the car or it was given to you? Can You Apply for a Loan with a Signed Over Title? There are rare situations when an individual has a car but their name’s not on the title. Perhaps it’s an old vehicle they inherited from a favorite grandfather or it was just given as a gift. In this case, they can’t be used as […]

October 22, 2019

Can You Use the Family Car as Collateral for Special Financing Auto Loan Mississauga Ontario?

Many families have one car that members share. They can save on gas and other expenses by having a designated family car. It’s also not unusual for partners to share vehicles. While there are many advantages to this, it could cause problems if you apply for a special financing auto loan Mississauga Ontario. Is It OK to Offer a Shared Vehicle as Collateral? No, title lending companies do not accept jointly owned vehicles. A non-negotiable requirement of car collateral loans is that there’s only one name on the title of ownership and it should be the borrower’s name. You can’t use the vehicle as security for a loan if you’re not the registered owner even if you declare that you’re […]

October 22, 2019

What You Should Always Remember About Specialized Car Equity Loans Ajax Ontario

It’s a sad fact that a lot of people have less than a thousand dollars in savings. This means that if there’s an emergency, they won’t be able to deal with it. This is where title loans come in. Specialized car equity loans Ajax Ontario was created with the idea of helping people who need money fast. There are several things that set this loan apart from traditional loans. Read on to find out what. 3 Things to Remember About Title Loans Even people with bad credit can apply. This loan requires the lender to provide collateral, and this is where the loan amount will be based. And because there’s collateral, your credit score isn’t considered a major factor. It’s […]

October 17, 2019

3 Helpful Tips for First Time Easy Bad Credit Loan Calgary Alberta Borrowers

Borrowing a substantial amount of money for the first time can be daunting, but it is sometimes necessary. While many people turn to bank loans, it’s not an option for people with poor credit scores. An easy bad credit loan Calgary Alberta might be a better choice, especially for newbie borrowers. The application process is easy, and the loan terms are shorter. 3 Tips for First Time Title Loan Borrowers Verify if the lender has a license to operate. You want to make sure that the lending company you’re eyeing is doing things by the book and is licensed to operate in your area. Otherwise, you might not be able to avail of the services they offer. Choosing a licensed […]

October 17, 2019

The Case for Minimum Credit Score Loans Burlington Ontario: Why You Should Apply for One

Millions of people have turned to minimum credit score loans Burlington Ontario when they needed fast cash and they have not been disappointed. This secured loan can be used for any reason and availed by anyone, regardless of employment status or credit standing. If you’re thinking of getting a title loan but are still wondering if it’s the right move, we have several reasons that could help convince you. 3 Reasons You Should Get an Auto Title Loan Fewer requirements and less paperwork. One of the best things about title loans is that the paperwork is fewer than what you’ll be required to accomplish with a bank loan. Car collateral loans typically just require valid IDs, the car’s title of ownership, […]

October 16, 2019

What Will Convince Lenders to Give You a Quick Car Loan Kelowna British Columbia?

You can always rely on a quick car loan Kelowna British Columbia to get you out a financial dilemma. This secured loan is easy to qualify for and you can even get the money you need almost immediately. But despite the loan’s fewer requirements and faster application process, you are not guaranteed approval. You still have to convince the lender to give you a loan. 3 Things That Will Convince Lending Company to Give You a Loan Proof that you’re an adult. One of the first things a lending company will demand is proof that you’re legally considered an adult. Aside from the potential litigation, they will face if they deal with a minor, lenders also want to ensure the […]

October 15, 2019

What Will Qualify You for a Special Financing Auto Loan North Bay Ontario?

There are several options open to you if you find yourself in an emergency and need extra cash. You can borrow from family and friends, sell or pawn some valuables, get a second job, or apply for a special financing auto loan North Bay Ontario. The latter is a good choice as you can secure a substantial loan and get the money you need in a few hours. What Will Qualify You for a Title Loan? You own a car. Title loans require that you provide the lender with collateral, and as the name implies, it is your car. But instead of surrendering your vehicle, you will only leave the car’s title with the lender. However, lending companies are quite […]

October 14, 2019

Why the Younger Generation Prefer Low Monthly Car Collateral Loans Guelph Ontario

Today’s younger generation is changing the financial landscape. Millennials treat and use money differently. This is reportedly because they grew up in a recession and they’re comfortable with today’s technology. And unlike their parents, this group is surprisingly accepting of low monthly car collateral loans Guelph Ontario. Why the Younger Generation Prefer Auto Title Loans Millennials love technology. This is the first generation that grew up with the internet and mobile devices and the convenience these products provide. It’s why they’re so accepting of bad credit no problem auto loans. This secured loan is convenient, has a fast response time, and the whole application process can be done online. The importance of credit cards is declining. Today’s young office workers […]

October 11, 2019

4 Cool Details about Minimum Credit Score Loans Surrey British Columbia

Auto title loans might not be as prominent as bank loans, but they have been the go-to loans for millions of people who find themselves needing immediate financial assistance. It’s because minimum credit score loans Surrey British Columbia, are designed so that people from all walks of life can avail of them. Here are some other cool details behind this loan’s popularity. Cool Details About Title Loans No credit checks involved. Unlike traditional loans that require borrowers to have a specific credit rating, title loans don’t put much store on it. This is because the collateral involved ensures that both the lender and the borrower are protected. Speedy delivery of service. The whole process of applying for a car pawn […]

October 10, 2019

What Can I Use as Collateral for a Bad Credit Score Auto Loan Ajax Ontario?

You can never tell when you’ll be facing an emergency or have to deal with a sudden expense. A bad credit score auto loan Ajax Ontario is a great way of getting the financial assistance you need. This secured loan requires you to put up your car as collateral. It will act as security for both parties. However, the type of vehicle you have can affect approval and how much you can borrow. What Vehicles Can I Use as Collateral? Standard Cars: All title lending companies accept standard vehicles, like convertibles, sedans, SUVs, hatchbacks, vans, and compact cars. Studies show that Ford and Honda are the two cars often used for car collateral loans. Recreational Vehicles: Millions of people love […]

October 9, 2019

How do Car Collateral Loans Dartmouth Nova Scotia Stack Up Against Payday Loans?

People in the middle of a financial crisis have limited options to secure extra cash. Oftentimes the choices boil down to a payday loan or car collateral loans Dartmouth Nova Scotia. But determining which loan is best for your needs can be difficult. Here’s how title loans compare against pink slip loans and why they’re the better choice. Why Title Loans are Better than Payday Loans Title loans and payday loans have gained popularity because they’re easy to qualify for and they don’t demand strict credit checks. In fact, most title lending companies don’t even check the applicant’s credit score. But you do need to use your car’s title as collateral for title loans. Contracts for this secured loan usually […]

October 7, 2019

3 Conditions You Have to Satisfy Before Applying for Special Financing Auto Loan Barrie Ontario

People who have their own, fully paid-off vehicles can turn to a special financing auto loan Barrie Ontario if they need cash immediately. It’s easy to apply for this secured loan, especially as having your own vehicle is the key requirement. But there are other conditions you have to satisfy before getting this loan. Conditions You Need to Satisfy When Applying for a Title Loan You’re legally an adult. One of the main requirements for an auto finance loan is the borrower be at least 18-years old. Lenders are mandated to only accept applications from borrowers who are legally adults. This is to ensure that they can enforce payments as the law dictates only adults can be held liable for […]

October 7, 2019

Top 3 Mistakes of Car Pawn Loan Edmonton Alberta Borrowers and How to Stop Yourself from Making It

Applying for a car pawn loan Edmonton Alberta has become more acceptable. Millions of people have already availed of this secured loan and enjoyed the benefits it provides. Despite its transition to the mainstream, there’s still a lot of confusion about title loans and this has resulted in borrowers making mistakes. This can have serious consequences on your loan so you should always be mindful when applying for one. 3 Mistakes You Should be Mindful of When Applying for a Title Loan Accepting the first contract offered to you. With so many lending companies willing to work with you, there’s no reason to rush and just blindly accept the first contract offered to you. Shop around and compare the different […]

October 4, 2019

3 Times Minimum Credit Score Loans Vancouver Canada are the Wisest Choice

No one is truly prepared for emergencies or sudden expenses. If you’re lucky, you have enough savings to handle it. This isn’t often the case for millions of Canadians. While there are several options open to you, there are certain situations where minimum credit score loans Vancouver Canada, is the wisest choice. 3 Instances Title Loans are the Ideal Solution Your credit score isn’t good. You don’t have a chance of getting approved for a bank loan if you have a poor credit score. But since title loans are considered as secured loans due to the collateral involved, your credit rating or history isn’t a major factor. In fact, many lenders don’t even bother to check it. You’re short on […]

October 3, 2019

3 Reasons Entrepreneurs Should Take Advantage of Car Collateral Loans Ajax Ontario

Entrepreneurs and small business owners face a lot of challenges. This rarefied group of people is vital to the country’s economy and should have access to financial assistance. Unfortunately, you’ll find yourself shut out of most financing loans if you have a poor credit score. But there are still funding options available to you, like car collateral loans Ajax Ontario. Why Entrepreneurs Should Take Advantage of Title Loans Efficient and saves time. Unlike bank loans that take weeks to process an application, you can get the loan you need in a matter of hours with a title loan. The collateral you provide acts as security so the lender doesn’t have to wait for days just to check your credit standing. […]