To qualify for a loan, you must meet the following criteria:
- You must be nineteen years of age or older.
- You must have a vehicle (Car, Truck, Van, S.U.V or Motorcycle) that is no more than Eight (8) years old.
(Some exceptions apply — Call us to find out if your car qualifies.) - You must have clear title to your vehicle.
- You must have both collision and comprehensive insurance on your vehicle.
- You must have the vehicle registered and insured in your name.
Additionally, you must be able to provide us with the following:
- A valid Canadian driver’s license.
- A proof of residency: any piece of computer-generated mail that has been sent to you at your address.
- Your vehicle’s registration and insurance.
- A second set of keys to your vehicle.
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What you need to know…..
Loan Fees:
The fees consist of an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all liens), and a Vehicle Inspection / Evaluation.
Loans Rates:
Best Loan Rates per month.
Repayment Fees:
Instant Loans Canada provides a 2-5 year loan term. There are no early payment penalties.
Code Of Practice, Policy and Compliances
Our company is in compliance with the provinces and local regulations. Code of Practice/Policy on responsible lending as per Personal Property Securities Act (PPSA) British Columbia, Alberta,Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island and Ontario.